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Term

Help Protect Your Family with Networth Life Insurances

Help protect your family from the financial devastation that can come with death, disability, or critical illness. Networth Life makes it easy to do with our Instant Decision Term Series. Our Term insurance products can help protect your mortgage and your family from the financial devastation that can come with death, disability, or critical illness.

Term Life Insurance

Help your family pay the mortgage in the event of your death. The death benefit remains level for the entire term.

Cash Back Option Universal Life

Hopefully, you will outlive your mortgage in good health. With our Cash Back Option Universal Life products you have the benefit of life insurance protection while you need it, and the option to receive money back when you may not need the coverage.

Payment Protection

Help your family protect your mortgage payment in the event of your death. With our decreasing term Life products, the death benefit is paid to your beneficiary in monthly income payments which may cover all or a portion of your mortgage payment.

Permanent Protection

For the cost of a term product, you can have coverage now and in the future. You can have the benefit of coverage now, and at the end of the initial level death benefit period, the life insurance death benefit will decrease to an amount equal to 10% or 25% of the initial death benefit.

Accidental Death

Accidents, or unintentional injuries, are the 4th leading cause of death in the U.S. overall, and the leading cause of death through age 44. This valuable coverage provides affordable coverage in case of death due to an accident. You pick the amount of coverage that fits your needs and your budget.

Living Benefit Riders

If you are diagnosed with a critical, chronic, or terminal illness, Living Benefit Riders may give you access to an early (accelerated) payout of the policy death benefits. The best thing is, these Living Benefits are included at no additional cost on some products. Having access to this money could make an important difference in the quality of your life and the lives of your loved ones.

Living Benefit Riders

If you are diagnosed with a critical, chronic, or terminal illness, Living Benefit Riders may give you access to an early (accelerated) payout of the policy death benefits. The best thing is, these Living Benefits are included at no additional cost on some products. Having access to this money could make an important difference in the quality of your life and the lives of your loved ones.

Accidental Death Benefit Rider (Rider Series 2019)

Additional Insured Term Insurance (Rider Series 2160)

Children's Term (Rider Series 2162)

Disability Income (Rider Series 2145)

Waiver of Premium (Rider Series 2158)

Waiver of Monthly Specified Premium (Rider Series 2158-UL)

Involuntary Unemployment Waiver of Premium (Rider Series 214o)

Income Term (Rider Series 2173)

Interested in learning more? Schedule a 30-minute consultation now!

Term

Help Protect Your Family with Networth Life Insurances

Help protect your family from the financial devastation that can come with death, disability, or critical illness. Networth Life makes it easy to do with our Instant Decision Term Series. Our Term insurance products can help protect your mortgage and your family from the financial devastation that can come with death, disability, or critical illness.

Term Life Insurance

Help your family pay the mortgage in the event of your death. The death benefit remains level for the entire term.

Cash Back Option Universal Life

Hopefully, you will outlive your mortgage in good health. With our Cash Back Option Universal Life products you have the benefit of life insurance protection while you need it, and the option to receive money back when you may not need the coverage.

Payment Protection

Help your family protect your mortgage payment in the event of your death. With our decreasing term Life products, the death benefit is paid to your beneficiary in monthly income payments which may cover all or a portion of your mortgage payment.

Permanent Protection

For the cost of a term product, you can have coverage now and in the future. You can have the benefit of coverage now, and at the end of the initial level death benefit period, the life insurance death benefit will decrease to an amount equal to 10% or 25% of the initial death benefit.

Accidental Death

Accidents, or unintentional injuries, are the 4th leading cause of death in the U.S. overall, and the leading cause of death through age 44. This valuable coverage provides affordable coverage in case of death due to an accident. You pick the amount of coverage that fits your needs and your budget.

Living Benefit Riders

If you are diagnosed with a critical, chronic, or terminal illness, Living Benefit Riders may give you access to an early (accelerated) payout of the policy death benefits. The best thing is, these Living Benefits are included at no additional cost on some products. Having access to this money could make an important difference in the quality of your life and the lives of your loved ones.

Living Benefit Riders

If you are diagnosed with a critical, chronic, or terminal illness, Living Benefit Riders may give you access to an early (accelerated) payout of the policy death benefits. The best thing is, these Living Benefits are included at no additional cost on some products. Having access to this money could make an important difference in the quality of your life and the lives of your loved ones.